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Alternative InvestmentsModule 1 of 3

Alternative Investments: Features, Methods, and Structures

5

Concepts

3

Formulas

1

Decisions

3

Quiz Questions

What this CFA Level 1 reading covers

This reading explains why alternative investments behave differently from traditional investments and how candidates should compare access methods such as funds, co-investments, and direct ownership. For Level 1, the exam angle is usually practical: identify the structure, recognize the fee or liquidity implication, and choose the best comparison point.

Go to the CFA Level 1 Alternative Investments hub

Key Concepts Compared

Alternative investment featureMethod or structureCFA Level 1 exam angleQuick example
IlliquidityPrivate fund lock-up or direct asset ownershipInvestors may not redeem quickly, so required return and suitability matter.A private equity fund can lock capital for years before exits.
Manager accessFund investmentProfessional management and diversification come with layered fees.An LP commits capital to a GP-managed fund.
Lower fee accessCo-investingCo-investments can reduce fees but increase deal-specific concentration.An LP invests alongside the GP in one portfolio company.
ControlDirect investmentDirect ownership gives more control but requires expertise and due diligence.An investor buys and operates an infrastructure asset directly.
Performance compensationManagement fee plus carried interestSeparate fixed fees from incentive fees and know hurdle/high-water-mark logic.A 2 and 20 fund charges annual management fees and carried interest on gains.

Co-investing in CFA Alternative Investments

Co-investing means an investor puts capital into a specific deal alongside the fund sponsor or general partner. The Level 1 distinction is that co-investing can offer lower fees and more direct exposure than a commingled fund, but it also reduces diversification and requires stronger deal analysis.

Alternative investment fund structures

Most private funds use a limited partnership structure. The general partner sources, manages, and exits investments. Limited partners contribute capital, receive distributions, and usually have limited control. Candidates should connect committed capital, capital calls, management fees, carried interest, hurdle rates, and high-water marks to investor returns.

Alternative investments vs traditional investments

Compared with public equities and bonds, alternative investments tend to have lower liquidity, less transparent valuation, higher fees, more complex due diligence, and different regulatory treatment. The potential benefits are diversification, inflation sensitivity, access to private return sources, and active manager skill.

Practice Prompts

  1. 1Given a fund, co-investment, and direct investment option, identify which offers the most control and which likely offers the broadest diversification.
  2. 2Calculate a simple management fee from committed capital and explain why the fee can reduce the limited partner's net return.
  3. 3Explain why a high-water mark prevents a manager from earning incentive fees twice on the same recovery.
  4. 4Classify a real estate fund, hedge fund, private equity fund, and direct infrastructure asset by liquidity and valuation complexity.

Key Concepts

5 concepts covered in this module.

Alt Investment Categories

Private capital (PE, VC), Real assets (real estate, infrastructure, natural resources), Hedge funds, Digital assets.

Investment Methods

Fund investment (LP in fund), Co-investment (alongside GP), Direct investment (own the asset directly).

Limited Partnership Structure

GP: manages fund, has unlimited liability. LPs: passive investors, limited liability. Management fee + performance fee.

Compensation: 2 and 20

Typical: 2% management fee (on committed/invested capital) + 20% performance fee (carried interest) above hurdle rate.

Key Features

Illiquidity, long time horizons, complex strategies, less regulation, higher fees, potentially higher returns.

Formulas

3 essential formulas for this module.

Management Fee

Mgmt Fee = Fee Rate × AUM (or committed capital)

Where: Typically 1-2% annually

Performance Fee

Perf Fee = Incentive Rate × max(0, Return - Hurdle Rate)

Where: Typically 20% above hurdle

Net Return to LP

Net Return = Gross Return - Mgmt Fee - Performance Fee

Where: What the investor actually earns

Decision Frameworks

1 decision frameworks to guide your analysis.

Fund vs Co-investment vs Direct?

  • Fund: diversification, professional management, access to deals
  • Co-investment: lower fees, more control, specific deal selection
  • Direct: full control, no GP fees, requires significant expertise

Mind Map

Visual overview of how concepts connect in this module.

Alt Investments
Categories
Private equity/VC
Real estate
Infrastructure
Natural resources
Hedge funds
Digital assets
Methods
Fund investment
Co-investment
Direct investment
Structure
LP/GP structure
Committed capital
Capital calls
Distributions
Fees
Management fee (2%)
Performance fee (20%)
Hurdle rate
High-water mark
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Alt Investment Categories

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Answer
Private capital (PE, VC), Real assets (real estate, infrastructure, natural resources), Hedge funds, Digital assets.
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